Installment Policy
Clear and transparent terms for your installment purchases
Eligibility Criteria
- Pakistani National with valid CNIC
- Age between 21 to 60 years
- Stable source of income (employed or business)
- Valid mobile number and permanent address
- No bad credit history
Required Documents
- CNIC Copy (Front & Back)
- Recent Utility Bill
- Recent Photograph
- Income Proof (Salary Slip/Bank Statement/Business Proof)
Payment Terms
- 0% Interest - Pay only product price
- Flexible duration: 3 to 12 months
- Down payment required at purchase
- Monthly installments due on same date each month
- Early settlement allowed without penalty
Delivery & Warranty
- Immediate delivery after down payment approval
- All products come with manufacturer warranty
- Warranty valid during installment period
- 7-day return policy for defective products
Default Policy
- 7-day grace period after due date
- Late payment fee after grace period
- Account considered default after 30 days non-payment
- Product recovery in case of persistent default
General Terms
- Company may modify terms with notice
- All disputes subject to local court jurisdiction
- Company may verify provided information
- Approval subject to credit assessment
Need Assistance?
Our team is here to help you understand our policies